Subscription audit
Most people underestimate what they spend on subscriptions. Tick what you pay for, enter your real price, and see the yearly total.
Amounts start as rough examples. Prices change often, so enter what you actually pay.
BudgetHelp's calculators give estimates based on what you enter. They're for education and planning, not financial, tax or investment advice. Check important decisions with a qualified professional.
The two-question test
For each subscription, ask: Did I use it in the last 30 days? and Would I sign up again today at this price? Two yeses, keep it. Anything else, cancel it. You can always come back, and many services offer a deal when you try to leave.
Put the total you keep into your budget planner under Subscriptions, and redo this audit once a year. Prices creep up quietly.
Subscription questions
How do I find all my subscriptions?
Scroll through the last two months of your credit card and bank statements and look for repeating charges. Also check the subscriptions page in your Apple or Google account, and in PayPal if you use it. Free trials that turned into paid plans hide here.
Why do subscriptions add up so fast?
Each one feels small on its own, and they renew automatically, so you never decide to pay again. That's convenient for the company and easy to lose track of. Adding them up once a year keeps them honest.
Should I cancel all my subscriptions?
No. Keep the ones you use and value. Cancel the ones you wouldn't sign up for again today. You can rotate streaming services too: subscribe for a month or two, then switch.