Talk through your budget with a coach
Thirty minutes, one-on-one, focused on your real numbers. No judgement and no sales pitch. You leave knowing where your money goes and what to do next.
Online booking opens shortly. In the meantime, send us a message and we'll set up your call by email.
How it works
- Book and pay securely. Checkout is handled by Stripe. You'll add your email and phone number so we can reach you.
- Pick your time. Within one business day we'll email you times to choose from, by phone or video.
- Talk it through. We go through your income, spending, debts and goals together, and build a plan that fits your life.
- Get your next steps. Within two business days you get a short written summary and your three most important next steps.
Budget coaching call
30 minutes, by phone or video
- A walk-through of your real numbers
- Where your money is leaking
- A plan for debt, savings and goals
- A written summary with your next steps
Secure checkout by Stripe. We never see your card number.
What we can help with
- Building your first real budget, or fixing one that keeps falling apart
- Finding where your money actually goes each month
- A payoff plan for credit cards, loans and lines of credit
- Building an emergency fund and saving for goals
- Getting comfortable with the basics of the TFSA, RRSP and FHSA
- Getting on the same page about money with a partner
- Habits and systems that make saving automatic
What coaching isn't
We want you to know exactly what you're buying. Budget coaching is educational. It is not:
- Financial planning or investment advice. We don't recommend specific investments, funds or financial products.
- Tax or legal advice, or tax filing.
- Credit counselling, debt settlement or a consumer proposal. If you're in serious debt trouble, a non-profit credit counsellor or a Licensed Insolvency Trustee can help, and we'll tell you if that's the right next step.
We will never ask for your passwords or access to your accounts.
Before you book
Who will I talk to?
A BudgetHelp budget coach who works one-on-one with Canadians on budgets, spending plans, debt payoff and savings habits. Coaching is educational: we help you understand your numbers and build a plan you can stick to.
How do I pick a time?
After you book, you'll get an email within one business day with times to choose from. Calls run by phone or video, whichever you prefer.
Do I need to prepare anything?
No, but it helps to fill in the free budget planner first, and to have a rough idea of your take-home pay, bills and debts. Never send passwords or account access. We will never ask for them.
Can my partner join the call?
Yes. Money plans work best when everyone who shares the budget is part of the conversation.
Is this financial advice?
No. Budget coaching is educational support for budgeting and money habits. We don't recommend specific investments or financial products, and we don't provide tax, legal or credit counselling services. For those, we'll point you to the right kind of licensed professional.
What if I need to cancel?
Reschedule any time up to 24 hours before your call. Cancel 24 hours or more before and you get a full refund. If we can't find a time that works for you within 14 days, you also get a full refund.
Cancellations and refunds. Reschedule any time up to 24 hours before your call. Cancel 24 hours or more before for a full refund. If we can't find a time that works within 14 days of booking, you get a full refund. Full terms are on our terms page.